Let's talk home loans!
You're a first time home buyer with your whole life ahead of you. The right advice means more than just saving money - it also peace-of mind.
Buying your first home is a big milestone, but it also involves some big financial decisions.
And when you’ve never done it before, the home loan process can seem daunting and overwhelming, not helped by all the confusing jargon.
If you’re thinking about getting into the property market, it’s important to make sure that your finances and expectations are in order. We are here to help you take the first step to buy your first home.
Make your payments more manageable and take the stress out of your finances by speaking to one of our expert brokers.
With the finance and lending market ever-changing, our advice is never to remain in your loan product for the lifetime of your loan.
Australia’s home loan market is huge, with dozens of lenders fighting for your business. So if your home loan is a few years old, it might no longer be as competitive as it once was.
That’s why you might want to think about refinancing your home loan to a different lender.
There are many reasons to consider a refinance and we are here to help you make the best decision.
You've done it once before. Let's make the next time around easier than ever with expert financial advice from our team.
Looking for more space to accommodate your growing family? Want to be closer to work so you can arrive home earlier every night? Thinking about downsizing now that the kids have finished school and moved out?
Let us help you find your next home.
We will take care of all the paperwork for you, leaving you to focus on the fun part of house-hunting without wasting time negotiating with banks about interest rates. We’re not biased by who we recommend, either – if it’s a good deal, we’ll tell you!
If you’re looking to renovate or build your very own dream home, we can help you secure the financing to help you achieve your dreams. Talk to us today.
Building or renovating can be a great way of creating the home of your dreams. But even if it’s just a small project, it will likely require a significant amount of money.
Take advantage of the option to submit progress payments to your builder for your upcoming home construction or renovation project, with the added benefit of paying interest solely on the funds you’ve drawn down.
This option is ideal for both homeowners and investors alike.
So you’ll need finance that can bring your grand design to life.
Thinking about making the leap from homeowner to investor? Keen to expand your current portfolio?
It is one thing to buy a property to live in, but it’s another equally exciting process to take on the investment market. When property investors look at buying property for wealth, they look at it from a different angle to that of a home to live in.
And it’s easy to see why when you consider some of the potential benefits on offer such as:
Capital growth – if the property rises in value over time
Rental income – from leasing the property to tenants
You can also get tax breaks on your investment property (although check with an accountant first, as these depend on your individual circumstances).
Emotions need to be removed from the decision; you will be talking numbers, growth and future potential and looking at things purely from an investment perspective.
So before you can look to understand what the property market may hold for you, it is a must to understand your borrowing potential.
We’re here to help!
We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.